One Client Dispute Shouldn't Threaten Everything You've Built
A single error, a misunderstanding, or an unhappy client can cost far more than a policy would. Ask us for professional liability cover built for what you actually do.
No hard sell, no named insurer favored — just real quotes explained plainly.
Why Choose Confialy for Your Professional Liability Insurance
This fits anyone whose work is advice, a service, or a deliverable a client relies on — consultants, designers, developers, translators, coaches. It's especially relevant if a client or contract explicitly requires proof of cover before work starts, which is increasingly common even for smaller freelance contracts.
Compare plans tailored to different professions in one form.
Plain-language explanation of what this actually protects against.
We help with documentation, since clients and contracts often require proof of cover before they'll even sign.
Who Is Professional Liability Insurance For?
You're a consultant, freelancer, or autónomo providing professional services and clients expect proof of cover.
You run a small firm — legal, medical, technical, or creative — and need liability protection that matches your field.
A contract or client has explicitly required professional liability cover before work can start.
What Does Professional Liability Insurance Cover in Spain?
- Professional errors & negligence. Claims that your advice, work or deliverable caused the client a loss.
- Legal defense costs. Legal representation if a client pursues a claim, even one that's later dismissed.
- Defense costs outside the indemnity limit. On better plans, legal defense spend doesn't eat into the amount left over to compensate the client.
- Client financial loss compensation. Compensation if a covered error genuinely cost the client money, up to the policy limit.
- Loss of client documents. The cost of reconstructing files or records lost or damaged while in your care.
- Unintentional IP infringement. Claims of accidental copyright or trademark infringement in your work product.
- Breach of professional duty. Claims related to confidentiality or duty-of-care breaches specific to regulated professions.
- Extended reporting period. Claims made about past work for a set period after you stop trading — useful if you retire or close the business.
- Retroactive cover. Some plans cover claims about past work even after the policy started — confirm the retroactive date, since it's easy to assume incorrectly that all past work is covered.
Worth checking before you buy
Whether your specific profession or service type is explicitly included — generic plans sometimes exclude niche professions, so confirm your exact activity is named, not just “consulting” in general.
Exact coverage, limits and exclusions depend on the insurer and plan you select — full policy conditions are shown before you buy.
How to Get Your Professional Liability Insurance Quote in 4 Steps
Send us your details
A short message through our contact form — no obligation to buy.
We compare real quotes
We check offers from multiple insurers on your behalf.
You choose the plan
We explain the options in plain language. No push toward any one insurer.
We help you get covered
We stay in touch until your policy is active.
Frequently Asked Questions About Professional Liability Insurance in Spain
Do I need professional liability insurance as a freelancer in Spain?
Not always legally required, but many clients and contracts expect it before work begins — we help you check what applies to your specific field.
What counts as a covered “error” under professional liability insurance?
This varies by profession and plan — full terms are shown before you buy so there's no ambiguity when it matters most.
Can I get proof of cover to share with a client quickly?
Yes — we provide documentation as soon as your policy is active.