Your Vehicle Insurance Doesn't Cover What's Inside It
If your business ships or transports goods, a separate policy protects the goods themselves — not just the vehicle carrying them. Ask us for real cover for what's actually at risk.
No hard sell, no named insurer favored — just real quotes explained plainly.
Why Choose Confialy for Your Transport Insurance
This fits a business that regularly ships products to customers, moves stock between a workshop and a shop, or relies on couriers to move inventory — the goods themselves are a separate risk from the vehicle carrying them, and vehicle insurance (see our Coche/Motor pages) doesn't reach it. It's not needed if you only ever transport your own personal belongings, which is a different risk covered elsewhere.
Compare plans for shipping and goods-in-transit risk in one form.
Clear explanation of how this differs from insuring the vehicle itself.
Bilingual support for business owners juggling logistics and insurance together.
Who Is Transport Insurance For?
You're a small business shipping products to customers.
You regularly move goods between locations — a workshop and a shop, for example.
You rely on couriers or your own vehicles to move inventory and want that inventory actually protected.
What Does Transport Insurance Cover in Spain?
- Loss of goods in transit. Goods that go missing while being transported, whether by your vehicle or a courier.
- Damage in transit. Goods damaged during loading, transport or unloading.
- Fire, collision & overturning damage. Damage to goods caused by a traffic accident, vehicle fire or rollover during the journey.
- Water & weather damage. Rain, flooding or storm damage to goods while they're in transit.
- Theft during transport. Goods stolen from the vehicle or during a delivery stop.
- Salvage, storage & trans-shipment costs. Extra costs to rescue, temporarily store or re-route goods after a covered incident.
- Multi-mode cover. Cover across different transport methods (road, courier, sometimes rail/sea) on some plans.
- International shipments. Cover for imports and exports, not just domestic routes within Spain.
- Third-party courier cover. Whether cover extends to goods carried by a courier you hire, not just your own vehicle — confirm this explicitly.
Worth checking before you buy
Whether cover applies only to your own vehicle, or also to third-party couriers you use — this is the single biggest gap businesses discover after a claim, not before.
Exact coverage, limits and exclusions depend on the insurer and plan you select — full policy conditions are shown before you buy.
How to Get Your Transport Insurance Quote in 4 Steps
Send us your details
A short message through our contact form — no obligation to buy.
We compare real quotes
We check offers from multiple insurers on your behalf.
You choose the plan
We explain the options in plain language. No push toward any one insurer.
We help you get covered
We stay in touch until your policy is active.
Frequently Asked Questions About Transport Insurance in Spain
Is transport insurance the same as insuring my delivery vehicle?
No — vehicle insurance (see our car/motorcycle pages) covers the vehicle itself; transport insurance covers the goods being carried, which is a separate risk.
Does this cover goods shipped by courier, not just my own vehicle?
Depends on the plan — some cover multiple transport methods including third-party couriers; we flag which plans do during comparison.
What happens if goods are damaged but not lost or stolen?
Damage is typically covered alongside loss and theft — full terms are shown before you buy so there's no ambiguity at claim time.